What You Need When Looking for an Insurance Quote
Whether you're shopping for auto, home, business, or recreational vehicle insurance, getting a quote can feel overwhelming—especially if you're not sure what information you'll need. At Ellen Fenton & Company Insurance, we believe in making the process simple, transparent, and tailored to you. To help you get started, here’s a quick guide on what to gather before requesting a quote.
1. Know What Type of Coverage You Need
Before we dive into paperwork, take a moment to consider what kind of protection you're looking for. Are you:
Buying a new home?
Switching auto insurance providers?
Starting a business?
Covering a seasonal property or snowmobile?
Understanding the "why" behind your quote request helps us determine the "what"—and ensures we tailor a policy to meet your needs and budget.
2. Gather Basic Personal Information
To get an accurate quote, we'll need the essentials:
Your full name and date of birth
Address (mailing and insured property if different)
Contact information
Social Security Number (sometimes required for certain quotes or credit-based pricing models)
Don't worry—we treat your information with care and respect your privacy every step of the way.
3. Vehicle or Property Details (if applicable)
For auto insurance:
Year, make, and model of the vehicle
VIN (Vehicle Identification Number)
Current mileage
How the vehicle is used (personal or business, miles driven annually)
For homeowners insurance:
Year built, square footage, and number of bathrooms
Construction type (wood frame, brick, etc.)
Roof age and condition
Heating system and any recent updates or renovations
The more detail you provide, the more accurate your quote will be.
4. Current Coverage Information (if you have it)
If you're currently insured, we’ll want to know:
Who you're insured with
Policy limits
Deductibles
Any recent claims
This helps us compare apples to apples—and often, we’re able to find better value without sacrificing the protection you need.
5. Ask Questions (We Love Them!)
This is your coverage, your assets, your future. You should feel confident in the quote you're getting. At Ellen Fenton & Company Insurance, we're here to educate as much as we are to insure. If you’re not sure about liability limits, comprehensive vs. collision, or umbrella policies—ask away.
6. Let’s Talk Discounts
You might qualify for discounts you didn’t even know existed—like bundling policies, having good credit, being claim-free, or even being part of a local association or group. We’ll help you find every opportunity to save.
Ready to Get Started?
With offices in Ellicottville and Franklinville, we proudly serve Western New York and beyond with trusted, local service. Whether you walk in, call, or request a quote online, we’re here to make insurance simple—and maybe even a little enjoyable.
📞 Give us a call today or stop by to say hello.
Because at Ellen Fenton & Company Insurance, we don’t just quote policies—we build relationships.
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