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Your Local Insurance Agency

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For over 35 years, Ellen Fenton has brought expertise, passion, and an unwavering commitment to protecting what matters most to her clients.

At Ellen Fenton & Company Insurance, we don’t just offer policies—we provide peace of mind. Whether you're safeguarding your home, car, or business, our team delivers tailored solutions with a personal touch, ensuring every detail is covered.

With Ellen’s extensive experience across multiple facets of the insurance world, we excel at simplifying the process and empowering our clients with knowledge and confidence. At Ellen Fenton & Company Insurance, it’s more than just insurance—it’s the security of knowing you’re in expert hands. Let us show you how exceptional coverage can be.

Our Insurance

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  • These policies cover you in a home or an apartment, whether you are an owner or a renter. A well-written homeowners policy will pay to replace any of your personal property that is destroyed in a fire or other disaster. The policy will also be your first line of defense against a lawsuit from someone injured at your home.

    Frequent Policies Written

    • Homeowners

    • Renters

    • Secondary Homeowners

    • Condo's & Townhouses

A dog sitting in the driver's seat of a car, with one paw on the steering wheel, wearing a harness.

  • Whether you're seeking coverage for your vehicle or your cherished recreational toys, we offer tailored insurance options to suit your needs. With our commitment to personalized service and decades of industry experience, you can trust us to provide the coverage you need and the peace of mind you deserve.

    Frequent Policies Written

    • Automobile

    • ATV Insurance

    • Motor Home & RV Insurance

    • Motorcycle Insurance

A red wooden sign hanging on a glass door that reads 'Open for Business' in white letters, hanging from a chain attached to a small, shiny, round hook.

  • Here's where business insurance meets the understanding of a fellow entrepreneur. With Ellen Fenton herself —a seasoned small business owner boasting over 30 years of insurance expertise— our team intimately understand the challenges and triumphs of running a business. Our mission is simple: to provide personalized insurance solutions tailored to protect your business interests and assets.

    From mitigating risks to ensuring protection, we're dedicated to empowering fellow entrepreneurs like you to thrive with confidence.

    Join us as we navigate the complexities of business insurance together, safeguarding your success for years to come.

    Frequent Policies Written

    • Business Owners Package

    • Commercial Auto Insurance

    • Commercial Property Insurance

    • Commercial Umbrella Insurance

    • Contractor's General Liability

    • General Liability Insurance

    • Restaurant & Bar Insurance and much more!

Meet the Team

  • Smiling woman with dark hair, glasses, hoop earrings, and layered necklaces outdoors with greenery background.

    Ellen Fenton

    The Owner (CPCU,AU)

  • A smiling middle-aged man with gray hair and a beard, wearing a black shirt with a Western-style bolo tie and a beige blazer, standing in a blurred indoor setting with bright lights.

    Tom Fenton

    Co-Founder/Husband

  • A woman with glasses sitting outdoors, smiling and looking to her left, with a plant and a window in the background.

    Robin Cimbricz-Rider

    VP of Operations (API, AINS, AIS)

  • A woman with shoulder-length brown hair, smiling and wearing a light denim jacket, white top, and layered necklaces, sitting outdoors with blurred background and orange chair.

    Jessica Wallace

    Office Development Manager

Our Experience

Serving our community with integrity.

  • Excellent service, and very easy to work with! I manage a small non-profit, and often need to provide various insurance documents to the State. We are happy to work with such a reliable, detail oriented, and friendly agency. Ellen is great!

    April R.

  • Effortlessly saved me money on my insurance policies

    Reed R.

  • Ellen is very professional and willing to help get the most coverage possible according to what you can afford. Great Lady

    Wendy D.

  • I have known Ellen and her sister since high school and when I purchased my new vehicle I called Ellen for help. Ellen secured the best insurance rate for me. Very professional, knowledgeable, and as always, kind. Thank you Ellen Fenton & Compan

    Monica T.

Leave a Review!

Insurance things you should know...

Visit us in person at the office!

Trusted Insurance Across NY & PA – Local Service in Ellicottville & Franklinville

EFC provides personalized insurance solutions for homeowners, renters, businesses, and vehicle owners across New York and Pennsylvania. With offices in Ellicottville and Franklinville, NY, we offer local, hands-on service while delivering coverage that protects what matters most—wherever you are. With over 30 years of expertise, Ellen Fenton and her team are committed to finding the right policy for your needs.

Serving our local communities, protecting clients across NY & PA. Get in touch today!

Main Location in Ellicottville, NY

 

Second Location in Franklinville, NY

 

FAQs

  • EFC provides a wide range of insurance solutions, including home, auto, renters, business, commercial, and recreational vehicle insurance across New York and Pennsylvania.

  • Homeowners and renters insurance protects your belongings from fire, theft, and other unexpected events. It also provides liability coverage in case someone is injured on your property.

  • If you need to file a claim, contact us directly, and we’ll guide you through the process to ensure a smooth and quick resolution.

  • We provide coverage for businesses of all sizes, including Business Owners Packages (BOP), commercial auto, general liability, contractor’s insurance, and restaurant & bar coverage.

Contact Us

Need to file a claim or get a quote? Fill out your information and someone will be in touch as soon as possible.

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